“The hardworking farmer must be first to partake of the crops.”
II Timothy 2:6 NKJV
The principle of “paying yourself first” is often shared as a fundamental rule in business and personal finance. It encourages us to prioritize setting aside savings or investments before paying bills or other expenses, ensuring that our hard work directly benefits us before anything else. In 2 Timothy 2:6, Paul uses the example of a farmer who should receive the first share of the crops they work so hard to produce. This verse speaks to the value of our labor, but also implies a wise approach to stewardship—taking care of ourselves so that we have the strength and resources to keep working and serving others effectively.
As businesspeople, entrepreneurs, or workers, it can be easy to fall into the pattern of reinvesting everything we make back into the business or other responsibilities, leaving little for ourselves. While reinvestment and growth are important, so is sustaining the energy, clarity, and financial foundation we need to continue our work. Paying yourself first isn’t selfish; it’s about ensuring that we honor the labor we pour into our work by setting aside a portion that helps us grow personally and spiritually.
The principle is also a reminder of stewardship. When we work diligently, God desires that we manage our resources wisely, not only for immediate needs but also for the future. Proverbs 21:20 reminds us that, “The wise store up choice food and olive oil, but fools gulp theirs down.” Setting aside a portion for ourselves allows us to be better stewards of what God provides, preparing us for times of need and empowering us to give more generously.
Consider the farmer again: if they consume or sell all their crops immediately, they will have nothing left to plant next season. In the same way, if we don’t reserve a portion of our income or profits, we risk our financial well-being, health, or peace of mind down the line.
Today, as you work and plan, remember that God values your diligence. Let this be an encouragement to prioritize taking care of yourself—physically, financially, and spiritually. Embrace the balance of hard work and wise stewardship, knowing that honoring the fruits of your labor is both a blessing and a responsibility.
Reflection Questions:
- In what ways can I prioritize setting aside resources for my own well-being to ensure I am equipped to continue my work effectively and sustainably?
- Am I investing all my time and resources back into work without setting aside anything for personal growth, rest, or future needs? How can I establish a more balanced approach?
- How can I view “paying myself first” not as selfishness but as wise stewardship, ensuring that I am able to serve God and others over the long term?
Author: Derek Stone
The Arc enterpreneur podcast 
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